Frictionless
Records you already get become rows. Share a statement once a month, let a Shortcut log each tap, type a line when you pay cash.
Household ledger for iPhone
Your statements do the typing.
Fullgrove turns the card statements, receipts, e-invoices and Apple Pay taps you already have into one calm ledger. It never logs in to your bank, and it reads everything on your iPhone.
Scan with your phonePoint your camera at the code. An iPhone opens the App Store. Android joins the early list.
- No bank login
- Read on your iPhone
- Made in Taiwan
October 2026
New this month
The newest screens, recorded as they run on an iPhone.
- 01
Group dashboards
Tap a group's total to see this month's money in and out, what is due in 30 days, and the months ahead worked out from your own averages and deposit terms.
- 02
Reports you can tap into
See spending by category, shop, account, tag, currency or place. Tap a slice to go inside it, down to every row.
- 03
Net worth day by day
Pick a period from one month to everything. The highest and lowest days are written in full, with the period's rows underneath.
- 04
Search from any report
Type a shop, an amount or a month, or hand the same words to the assistant. The views you keep are listed under Saved.
Peace of mind about money
Fullgrove is built for one feeling: knowing where you stand without chasing every receipt. Three ideas carry it.
Private
Parsing, categories and matching run on your iPhone. There is no bank password, and every connection is listed.
A step ahead
Budgets show today's pace and a month-end estimate. Goals project with the return you choose. The assistant answers with numbers from your own ledger.
01
A net worth tracker that shows every day
Net worth is drawn day by day for one month, a year or everything, with the highest and lowest days written in full and the rows of that period underneath. Tap a group on Home for its own dashboard and the months ahead.
02
See where the money went
Spending by category, shop, account, tag or currency, as a ring, bars, a running line or a money flow. Tap a part to go inside it, down to the rows, and keep the views you return to.
03
Statements, receipts and alerts come in
Share a card statement PDF, even a locked one, and the whole period arrives at once with its total checked. Receipts, e-invoice QR codes, bank files and exports from 11 money apps work too. Anything unclear waits in the inbox.
04
Type one line, the category follows
Type “latte 65” and Food appears before you finish. Change it once and Fullgrove remembers. When rules can't tell, Apple Intelligence on your iPhone fills in the rest.
05
A balance sheet, in every currency
Home shows what you own and what you owe, by account type or asset class, converted to the currency you pick. Tap a group to open its register.
06
Plan with your own assumptions
Set a target mix and see a range of possible yearly returns from the assumptions you enter. They are calculations to plan with, and Fullgrove gives no investment advice.
A closer look
Real screens from Fullgrove 1.0 on iPhone. Swipe for more.
Home
Net worth and liabilities as a balance sheet
Search or ask
One bar finds rows and asks the assistant
Scheduled
Bills and subscriptions on a calendar
Accounts
Folders with totals and each account's share
Allocation
Current mix next to the target you set
Ask
Answers computed from your own rows
Privacy
What stays on the device, in Settings
Your ledger stays on your iPhone
- No bank loginFullgrove never asks for online banking credentials or your e-invoice carrier verification code.
- Read on the deviceParsing, text recognition, categorising and matching run on your iPhone.
- Statement passwords stay in the KeychainThey need Face ID and are never synced, exported or given to a model.
- Every connection is listedSettings › Network log shows each host the app contacted and why.
- Cloud AI that Apple cannot readPremium answers can use Apple Private Cloud Compute. Apple does not keep the requests, and you can turn it off.
- Anonymous usage has one switchOnly fixed events are sent. No amounts, merchants, notes or account names. One switch in Settings turns it off.
Designed and built in Taiwan by Fullgrove.
Guides
How to make a budgetMake a monthly budget in five steps: take-home pay, fixed bills, a spending plan from real numbers, savings, and a weekly check. With a worked example.The 50/30/20 ruleThe 50/30/20 rule splits take-home pay into needs, wants and savings. How to calculate it, what counts as a need, and when to change the split.How much should your emergency fund beCommon guidance is three to six months of essential expenses. How to calculate your number, where to keep it, and how long it takes to build.How to track your net worthNet worth is assets minus liabilities, in every currency you hold. A worked example, what to include, and how Fullgrove keeps it current.Asset allocation, step by stepAsset allocation is how your money splits between stocks, bonds, cash and property. Work out your current mix, set a target and measure the gap.Statement balance vs current balanceThe statement balance is what you owed on the closing date; the current balance adds newer charges. Which one to pay, and how card cycles work.A budget app that never asks for your bank passwordA privacy budget app with no bank linking: what you give up, and how Fullgrove reads statements, receipts and alerts on your iPhone instead.The easiest way to track spending when you keep quittingExpense tracking usually stops because every purchase has to be typed. Five ways to let statements, receipts and Apple Pay taps fill the ledger for you.Where did my money go?To see where your money went, group one full month of spending by category, open the largest groups and read the entries inside. With a worked example.Sinking funds for yearly billsA sinking fund spreads a bill you know is coming over the months before it is due. How to list yearly bills, work out the monthly amount and track it.Couples budget: shared costs and personal spending kept apartPersonal, shared, business and child ledgers in one app. Family Premium is shared with up to five family members through Family Sharing.Alternatives to Mint and YNABA factual look at budget apps for people who left Mint or want a different approach than YNAB, with what each needs from you and the update date.Moving from YNAB to FullgroveHow to export your YNAB plan as CSV, bring the transactions into Fullgrove on your iPhone, what comes across, and how to export everything again.Moving your Mint export to FullgroveMint closed in March 2024. If you saved your Mint transactions as a CSV file, Fullgrove reads it as it is on your iPhone. What comes across and how to check it.Moving from Monarch Money to FullgroveHow to download your transactions from Monarch Money as CSV, bring them into Fullgrove on your iPhone, what comes across, and how to check the result.Moving from MoneyWiz to FullgroveHow to export your MoneyWiz database as a ZIP backup, bring it into Fullgrove on your iPhone, what comes across, and how to check the balances.
Questions
Is Fullgrove free?
Yes. The ledger, every import, reports, search and export are free. Premium is optional.
Does it connect to my bank?
No. Fullgrove reads statements, receipts, e-invoices, bank files and alerts you choose to record. It never asks for bank credentials.
Where is my data stored?
On your iPhone. Settings lists every network connection the app makes.
Which devices does it run on?
iPhone and iPad with iOS 26 or later, Apple Watch and widgets.
Start with this month's statement
Available in English and Traditional Chinese. In Taiwan it is called 盛林記帳.