Alternatives to Mint and YNAB
Updated
Mint closed in March 2024 and pointed users to Credit Karma. If you want a ledger without linking a bank, Fullgrove reads statements, receipts and bank files on your iPhone and imports Mint and YNAB exports.
What to decide first
- Bank linking: do you want a live bank feed, or no bank credentials anywhere?
- Method: zero-based budgeting, envelopes, or a ledger with net worth?
- Platform: iPhone only, or web and Android too?
How the approaches differ
| App | How data comes in | Method |
|---|---|---|
| Mint | Closed in March 2024 | n/a |
| YNAB | Bank sync, file import or manual | Zero-based budgeting |
| Goodbudget | Manual | Envelopes |
| Fullgrove | Statements, receipts, bank files, Apple Pay Shortcut; no bank login | Ledger with budgets and net worth |
Checked 2026-09-29. Check each app's own site for current details and prices.
Moving your data
Fullgrove has import templates for Mint and YNAB exports among 11 money apps. The preview shows every row and column mapping before anything is saved.
Questions
What replaced Mint?
Intuit moved Mint users to Credit Karma. Other apps fill the budgeting role; pick by whether you want bank linking.
Is there a free YNAB alternative?
Fullgrove's ledger, imports, reports and export are free; Premium is optional.
Can I import my Mint CSV?
Yes. Fullgrove includes an import template for Mint exports.